Industries | B2B Credit Card Processing

B2B Payment Processing

B2B Payment Processing

B2B transactions are larger, more complex, and harder to reconcile than retail payments. EBizCharge gives you a B2B merchant account built around how your customers actually pay, with native software integrations, level 3 credit card processing, and billing tools that keep your AR moving.

  Level 3 credit card processing to reduce fees on corporate cards

  Native integrations with 100+ ERP, accounting, and ecommerce platforms

  B2B merchant services with transparent pricing

Jeffrey Goldstein

“EBizCharge has cut payment collection time tremendously. Our average DSO was previously about 45 days. Now that average is down to 5 days.”

Jeffrey Goldstein, Managing Director at Queue Associates

“EBizCharge has cut payment collection time tremendously. Our average DSO was previously about 45 days. Now that average is down to 5 days.”

Jeffrey-Goldstein

Jeffrey Goldstein, Managing Director at Queue Associates

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Trusted by B2B companies large and small since 2004

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Overview

Merchant account services for
B2B companies

Merchant account services for B2B companies

Merchant account services for B2B Companies

Why B2B businesses struggle with payment processing

B2B payment processing is not the same as retail. Your average order value is higher and your customers are often paying on terms. The payment methods they use, corporate purchasing cards, ACH transfers, virtual cards, come with their own rules and fee structures. Not all processors are built to handle the B2B payment workflow.

Why choose a specialist for B2B payment processing?

EBizCharge’s B2B merchant account services are designed for companies that deal in large invoices, extended payment cycles, and customers who need flexible ways to pay. Whether you are a wholesale distributor, a manufacturer, a B2B service provider, or a company managing hundreds of open invoices at any given time, we have the tools and account structure to match how your business actually operates.

A B2B payment solution that matches how your customers actually pay.

A B2B payment solution that matches how your customers actually pay.

EBizCharge handles every payment method your B2B customers use, in one platform, connected directly to the software you already use.

EBizCharge handles every payment method your B2B customers use, in one platform, connected directly to the software you already use.

Features

Specialized features for B2B merchant accounts

Specialized features for B2B merchant accounts

Over 100 native integrations

100+ native integrations

Works inside 100+ ERP, CRM, eCommerce, and POS platforms. Every transaction syncs automatically. No manual entry, no reconciliation headaches.

Customer self-service portal

Customer payment portal

Your B2B customers can log in, review open invoices, and pay on their own schedule. Reduce inbound calls to your AR team and speed up your collections cycle without adding work on your end.

Recurring billing

Recurring Billing

For customers on retainer, subscription billing, or any recurring payment arrangement, EBizCharge handles the billing cycle automatically. Payments run without anyone having to initiate them manually.

Payment links

Payment links and email invoicing

Send a payment link directly from your existing workflow. Customers click, pay, and the transaction posts automatically. No follow-up calls, no paper checks waiting in the mail.

Surcharge management

Surcharge management

EBizCharge supports credit card surcharging so you can pass processing fees to the customer at checkout. Keep your margins intact on every transaction.

Automated reconciliation

Automated reconciliation

When a customer pays multiple invoices, EBizCharge automatically matches the payment to the correct open invoices in your connected software. No manual sorting, no reconciliation headaches.

See more features

Compare EBizCharge

B2B payment services software unlike the rest

B2B payment services software unlike the rest

Other Providers

EBizCharge

  • Customer development required

  • Native ERP integrations

  • Manual data export/import

  • Real-time data sync

  • Consumer-focused features

  • B2B payment workflows

  • Transaction amount limits

  • Large transaction support

  • Generic customer services

  • 24/7 specialist support

  • Locked into contracts

  • No long-term contracts

With EBizCharge

  • Native ERP integrations

  • Real-time data sync
  • Industry expertise
  • B2B payment workflows

  • Large transaction support

  • Dedicated B2B teams

  • No long-term contracts
Users love us

The best payment processor for B2B businesses in 2026

The best payment processor for B2B businesses in 2026

Integrates into the software you already use

EBizCharge lives inside your existing ERP, accounting platform, or ecommerce stack. B2B payments post where they need to go automatically, with no standalone system to manage alongside everything else.

Built for the way B2B businesses get paid

ACH, corporate cards, virtual cards, email invoice, recurring billing. The gateway handles every B2B payment method from one place, with no manual reconciliation and no toggling between systems.

Dedicated account management

A dedicated team that knows your business

When something comes up with your account, our support team is reachable, responsive, and already familiar with how B2B companies operate.

Your B2B merchant account setup is simple

Your B2B merchant account setup is simple

Getting set up with a B2B merchant account through EBizCharge does not require a lengthy procurement process. Most businesses are approved and processing within a few days. Our onboarding team handles the integration directly, and you go live with full support already in place.

Fill out a short application with your business details and monthly processing volume. It takes about ten minutes, and our team reviews B2B applications with the context of your industry and payment structure in mind.

Most B2B companies receive an approval decision within one to two business days. No extended waiting, and no uncertainty about whether your account structure qualifies.

Once approved, our onboarding team connects EBizCharge to your existing ERP, accounting platform, or ecommerce stack. The integration is handled with you, not handed off to a support queue.

Start processing the same day your integration is confirmed. Your account comes with ongoing support from a team that stays accessible well after setup is complete.
B2B Merchant account setup is simple

Frequently asked questions

Frequently asked questions

A B2B merchant account is a payment processing account built for businesses that sell to other businesses rather than individual consumers. B2B transactions typically involve larger order values, corporate purchasing cards, ACH payments, and net payment terms, all of which require different processing capabilities than standard retail accounts. EBizCharge’s B2B merchant account services are designed around those specific requirements.

Level 3 credit card processing passes detailed transaction data, including line-item information, tax amounts, and customer codes, through with each payment. This additional data qualifies corporate and government purchasing card transactions at lower interchange rates. For B2B companies processing significant volume on purchasing cards, level 3 processing can reduce per-transaction fees meaningfully compared to standard processing rates.

EBizCharge supports credit cards, corporate purchasing cards, ACH and eCheck payments, virtual cards, recurring billing, and email invoicing. All payment methods are managed from one platform and post automatically into your connected ERP or accounting software.

Yes. EBizCharge integrates natively with 100+ ERP, accounting, and ecommerce platforms commonly used by B2B companies, including wholesale distributors, manufacturers, and service businesses. Payment data flows directly into your existing system without manual entry or separate reconciliation.

B2B payment processing involves higher average transaction values, more complex invoicing workflows, corporate card acceptance, and customers who often pay on net terms rather than at point of sale. Standard retail processors are not equipped to handle that complexity efficiently. B2B payment processing solutions like EBizCharge are built specifically for those workflows, with features like customer payment portals, level 3 processing, and AR automation built in from the start.

Yes. EBizCharge works with wholesale distributors, manufacturers, B2B service providers, and any business managing large invoice volumes and complex payment cycles. We also have dedicated pages covering wholesale payment solutions and B2B payment processing for specific industries if you want more detail on how EBizCharge fits your vertical.

Ready to set up your B2B
merchant account?

Ready to set up your B2B merchant account?

EBizCharge makes it straightforward for wholesalers, distributors, manufacturers, and B2B service companies to get approved and start processing. Talk to our team today.

EBizCharge makes it straightforward for wholesalers, distributors, manufacturers, and B2B service companies to get approved and start processing. Talk to our team today.

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