Industries | Automotive Credit Card Processing

Automotive Payment
Processing

Automotive Payment Processing

EBizCharge helps dealerships, auto repair shops, parts distributors, and transportation companies accept payments faster, reduce manual work, and sync every transaction directly into their accounting system.

Accept credit cards, debit cards, and ACH from any department

  Native integrations with leading ERP and accounting platforms

  EMV terminals, mobile pay, and email invoicing in one solution

Jeffrey Goldstein

“EBizCharge has cut payment collection time tremendously. Our average DSO was previously about 45 days. Now that average is down to 5 days.”

Jeffrey Goldstein, Managing Director at Queue Associates

“EBizCharge has cut payment collection time tremendously. Our average DSO was previously about 45 days. Now that average is down to 5 days.”

Jeffrey-Goldstein

Jeffrey Goldstein, Managing Director at Queue Associates

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Overview

Merchant account services for automotive businesses

Merchant account services for automotive businesses

Automotive Payment Processing

Why automotive businesses struggle with payment processing

Automotive operations have high-ticket transactions, multiple departments collecting independently, and wholesale accounts paying on net terms. Most generic processors are not built for any of that. The result is separate systems for service, sales, and parts, manual accounting entries, and a reconciliation process that takes far longer than it should.

Why choose a specialist for automotive payment processing?

EBizCharge is built for businesses that run on accounting software. Every payment, whether collected at the service counter or sent as an invoice to a parts customer, posts directly into your ERP without a second entry. Dealerships, repair shops, and parts distributors use EBizCharge because it fits the way their business already works.

An automotive payment solution that matches how your customers actually pay.

An automotive payment solution that matches how your customers actually pay.

Some customers pay in person at the counter. Others need an invoice link. Fleet accounts pay by ACH. EBizCharge handles all payment types from a single platform, so your team is never stuck.

Some customers pay in person at the counter. Others need an invoice link. Fleet accounts pay by ACH. EBizCharge handles all payment types from a single platform, so your team is never stuck.

Features

Specialized features for
automotive merchant accounts

Specialized features for automotive merchant accounts

100+ native integrations

Works inside QuickBooks, Acumatica, Sage, NetSuite, and 100+ other platforms. Payments connect natively to the software your shop or dealership already runs on. No middleware, no manual syncing.

Payment portals

Customer payment portal

Give wholesale parts customers and fleet accounts a self-service portal to view and pay open invoices on their own schedule. Collections run faster without your team following up on every one.

Subscription & recurring billing

Recurring billing

Set up a billing schedule once and EBizCharge handles the rest. Service maintenance plans, fleet accounts, and subscription packages all run automatically without your team chasing them down each cycle.

Payment links

Payment links and email invoicing

Send a payment link from any invoice with one click. Customers pay from their phone or computer without calling in a card, whether it is a service repair, a parts order, or any remote transaction.

EMV terminals and mobile app

EBizCharge EMV terminals handle chip card transactions at the counter or in the bay. The mobile app turns any phone or tablet into a payment terminal for jobs away from the shop.

Close faster with ERP-aligned reporting

Advanced reporting

Sales, Service, and Parts all collecting separately creates a reconciliation headache. EBizCharge rolls every transaction into one dashboard, so your finance team sees the whole business in one place.

Compare EBizCharge

Automtive payment services software unlike the rest

Automtive payment services software unlike the rest

Other Providers

EBizCharge

  • No accounting or ERP integration

  • Native sync to 100+ systems

  • No retainer or deposit collection tools

  • Retainer and deposit collection built in

  • High fees on large invoices

  • ACH for big transactions

  • No service lane mobility

  • Mobile and wireless terminals

  • Locked into contracts

  • No long-term contracts

  • Generic customer support

  • 24/7 specialist support

With EBizCharge

  • Native sync to 100+ systems
  • All departments, one account

  • ACH for big transactions

  • Mobile and wireless terminals

  • No long-term contracts
  • 24/7 specialist support

Users love us

The best payment processor for automotive businesses in 2026

The best payment processor for automotive businesses in 2026

Integrates into the software you already use

EBizCharge integrates natively with the accounting and ERP systems that run your dealership or shop. Payments post automatically, your books stay accurate, and your finance team is not stuck reconciling by hand.

Built for the way automotive businesses get paid

High-ticket service repairs. Wholesale parts invoices on net terms. Fleet accounts on recurring billing. Down payments on vehicle sales. EBizCharge handles all of these payment types from one account, however the customer prefers to pay.

Dedicated account management

A dedicated team that knows your business

When something comes up with your account, our support team is reachable, responsive, and familiar with how automotive businesses operate. You get real answers without the runaround.

Your automotive merchant account setup is simple

Your automotive merchant account setup is simple

Opening a merchant account is an essential step for any business that wants to accept payments from customers. Whether you run an online store, a physical location, or offer services, a merchant account makes it easy and secure to process credit card and electronic payments.

Getting started takes minutes, not weeks. Fill out a short application, and our team reviews it quickly. Most automotive businesses are approved without the delays or complications you might expect from a high-ticket industry.

We do not leave applications sitting in a queue. Decisions come back quickly so you can get your account active and start processing payments without a long wait.

Once approved, our team helps connect EBizCharge to your accounting or ERP software. Integration is built natively, so there is no custom development required. Your software stack stays the same, and payments just start flowing through it.
You will not be handed a manual and left to figure it out. EBizCharge’s support team walks you through setup and stays available after go-live. If anything comes up, you have a real team to call.
Your automotive merchant account setup is simple

Frequently asked questions

Frequently asked questions

Automotive payment processing refers to the systems that allow dealerships, repair shops, parts distributors, and transportation companies to accept credit cards, debit cards, and ACH payments from customers. The right solution for this industry handles high-ticket transactions, multi-department operations, and integration with the accounting or ERP software the business already uses. EBizCharge provides automotive payment processing with native integration into leading platforms, so every payment posts automatically without manual entry.

Yes. EBizCharge integrates natively with QuickBooks, Acumatica, Sage, NetSuite, SAP, and 100+ other platforms. Payments post directly to the corresponding accounts in your software, which eliminates double entry and keeps your books accurate without extra work from your finance team.

Yes. EBizCharge works across Sales, Service, and Parts departments from a single account. Each department processes payments independently, and everything is visible from one reporting dashboard. Your controller or CFO gets a consolidated view of all transactions without pulling reports from separate systems.

Yes. Parts distributors can use Email Pay to send secure invoice links to wholesale accounts, and the Customer Portal lets buyers log in and pay open invoices on their own. EBizCharge also integrates with Parttrap, a platform used by automotive parts businesses with eCommerce storefronts. ACH payment support keeps fees manageable on large parts orders.

Yes. EBizCharge supports the billing models common in transportation and fleet services, including deposits, pre-authorizations, and recurring billing for contract accounts. Boston Coach is one example of a transportation business running on EBizCharge. If your business handles reservations, recurring fleet billing, or large corporate accounts, the platform is built to handle it.

Ready to set up your
automotive merchant account?

Ready to set up your automotive merchant account?

Dealerships, repair shops, parts distributors, and transportation companies rely on EBizCharge for integrated payment processing that works the way their business does.

Dealerships, repair shops, parts distributors, and transportation companies rely on EBizCharge for integrated payment processing that works the way their business does.

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