EBizCharge is dedicated to securing the sensitive digital elements that fuel payment acceptance. By combining multi-layered security screening and proactive account monitoring, with the latest tokenization and encryption technologies, EBizCharge continues on the forefront in preventing cyber fraud.
Third-Party Security Scanners/Assessors
EBizCharge uses multiple third-party security companies to ensure that our security is always meeting the strictest of industry security standards. Every security assessor working with EBizCharge provides a seal for our clients to view our certification for meeting security standards.
Transport Layer Security (TLS)
All of EBizCharges communications and processing occur through Transport Layer Security (TLS). TLS ensures privacy between communicating applications and their users on the Internet. To ensure the highest level of security, EBizCharge uses a 2048-bit RSA key and does not support cyphers known to be weak or vulnerable.
Identification Through Secure Source Keys
Each Merchant toolkit communicates with the gateway using a unique high-bit encrypted string called a Key. When information is sent to the gateway, the Key identifies not only the merchant, but also the specific toolkit from which the information originated. It also provides the opportunity for merchants to use separate Keys for each individual toolkit. Merchants can also revoke a Key if they notice that it is being misused.
The EBizCharge Fraud Stopper is built on a Module Stack Design. Each module controls a different aspect of security and merchants can choose which modules to include in the fraud control stack. Some examples of modules include: duplicate transaction control, block by country, block by IP address, and many more. The Module Stack Design provides the opportunity for merchants to add or change their fraud modules depending on their unique security needs. EBizCharge is always adding new fraud modules to the Fraud Stopper to keep our merchants up to date with the latest fraud security.
Fraud Stopper also allows merchants to apply different fraud settings to different Keys or Sources. For example, a merchant may wish to implement a high level of fraud control for an online shopping cart, but a lower level on the console for their own employees.
Storing Credit Cards the Secure Way
EBizCharge realizes that the theft of lists or databases in which credit card information is stored can have dire consequences for merchants and their customers. With this in mind, we have developed a revolutionary new way of storing credit card information.
In the EBizCharge system, each credit card number is stored individually, making it impossible to steal an entire list or database full of sensitive data. Credit card numbers can only be viewed on an individual basis by unlocking or decrypting each one. If a card number is needed, the requested number is decrypted and unparsed from the system, a process that takes only a few seconds.
EBizCharge’s non-database system provides the highest possible level of security for credit card data storage.